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Like Kind & Quality (LKQ)

What is Like Kind & Quality (LKQ) research?

Like Kind & Quality research identifies a current product that matches the damaged item in type, capacity, features and grade. It is the step that keeps a claim honest in both directions: it prevents paying for an upgrade the insured did not have, and prevents settling on a cheaper substitute that does not do the same job.

LKQ research is what stops a valuation becoming a negotiation. A discontinued model is replaced by a current one with comparable capacity, specification and build quality, and the research records why the substitute is comparable rather than simply asserting it. On electronics that usually means a newer specification at a lower price; on machinery it often means a rebuilt unit from a dealer who knows the model.

The substitution is made in the open, with the comparison documented, so that the basis can be examined rather than taken on trust. See valuation research.

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